Medicare Supplement Policy (Medigap)

Medicare supplement policies are sold by private companies. Supplement policies help pay some of the health care costs that Original Medicare does not cover such as copayments, coinsurance, and deductibles.

There are several different Medigap plans available, Plans A – N. See the 2018 Medicare Supplement Plans Chart for benefits.

Who is eligible?

Medicare Supplement insurance policies are only sold to individuals who are enrolled in Medicare Parts A and Part B.

When to enroll?

Unlike Part C and Part D plans, individuals may complete an enrollment application for a supplement policy anytime throughout the year. However, there are factors to consider. Therefore, seek advice if you are considering a supplement policy.


Medicare enrollees should NOT enroll in a supplement policy AND a Medicare Advantage plan.