Medicare Cost Assistance

In North Carolina, there are programs to help low-income individuals with their Medicare costs. There are several ways to obtain assistance.

Depending on the program, financial assistance is determined by need, which is based on income & assets.

An individual may be able to get assistance with prescription drug costs, the Part B premium, coinsurances, copayments and deductibles.

Extra Help

Extra Help, also referred to as low-income subsidy (LIS) is cost assistance for low-income Medicare enrollees to help with prescription drug costs (premiums, deductibles and copays).

Individuals may apply online or visit the enrollee’s county Social Security Administration (SSA) ¬†office.

Click here for more information provided by SSA.

Medicare Savings Program

An individual may be able to get help from the State in paying their Medicare Part B premium.

In some cases, the Medicare Savings Program may also pay Medicare Part A and Medicare Part B deductibles, coinsurance, and copayments, if you meet certain criteria.

There are 4 types of Medicare Savings Programs.¬†Read more…

  • Qualified Medicare Beneficiary (QMB)
  • Specified Low-Income Beneficiary (SLMB)
  • Qualifying Individual (QI)
  • Qualified Disabled and Working Individuals (QDWI)

If you qualify for a QMB, SLMB, or QI program, you automatically qualify to for Extra Help (LIS).